Buying a New house in Spain - The buying process
Grupo Marjal are an established, well known and reputable builder/agent. They have been building property for over 25 years and have an excellent track record, not only building quality properties but looking after our customers throughout the buying process.
This site will provide you with full information on the properties and introduce you to our unique buying process. Through us you will be treated politely and professionally. We will arrange for you to be shown properties within your budget and discuss the various options and locations for your Spanish home.
Read on to learn more about our buying process. This will also give you advice on:
- Budget
- Choosing the plot and property model
- Alterations to the design
- Internal choices
- Contract
Our process below is based on buying a new property.
Budget
You should know your budget when you first start talking to a sales person. Most people opt to not quite tell the truth at this point. Thinking they are going to be shown something a lot more than they have asked for anyway. This is ok but if you have a sales person who sticks to your budget, you may not get to see your dream home that is only that €20’000 more. You will always have the option of looking at the paper work in the office before you go out to view. It would be a bit silly to have spent two days looking at cheaper property when you only have four days here. You can always ask to see details of the less expensive properties as well.
Prices are usually quoted exclusive of tax (IVA) notary fees and connection charges for services; if you allow 10% you will have some change.
Choosing a plot and a property model including alterations
If you are buying a “New Build” and you have found the location that suits you. You then have to choose the model; Bernadagolf/Marjal International have a large selection of models & designs and many of these can be changed to suit you. As the builders, the changing of the interior designs are not a problem and normally do not incur an extra charge.
You are also able to change the exterior but this may incur charges especially if you are making the house bigger. All of these properties come with most things as standard so be careful if you see a cheaper house as by the time you add on the all the extras it may well be a lot more expensive.
Internal Choices
You will be given the opportunity of choosing your wall and floor tiles, your kitchen colours and design and in some cases the external terrace tiles. However, occasionally the licence (Planning Consent) is granted on the understanding that the external colours are the same in a group of houses.
You will be given a choice from a vast range that we have as standard. If you decide that you wish to choose a different design or colour you will only have to pay the difference.
Contract
Once all you have designed your new home you will be given a signed final price; this is the price that will appear on the contract. You will need to leave a copy of your passport and a contract address, remembering that if you are selling your house in England we will need to be able to get in contact with you.
We will draw up the contract and give you two signed copies. You will then need to sign one of the copies and return it to us. At this point you will need to transfer the required amount of deposit into the Bernadagolf bank account. You are only committed to buy at this point. Bernadagolf, unlike many Spanish developers do not insist you pay any money until you are happy with everything.
New build payment plans; This is an example of a payment plan but we are able to adapt this to suit your special requirements and if you are requiring a Spanish Mortgage
- 10% deposit on contract
- 30% on commencement of work
- 30% when the roofing is complete (house is sealed)
- 30% 0n the day you move into the property at the notary.
